mediloop
Stop overpaying for healthcare

Your medical bill is negotiable.

Most patients don't know they can negotiate their hospital bills, and save hundreds or even thousands. mediloop fights for lower bills on your behalf, for a simple flat fee.

No risk. 100% money back guarantee.

Flat fee, never a percentageHIPAA compliant
Medical bills and invoices spread on a desk
Average American
$2,361 in medical debt
Why mediloop

Stop fighting the system alone.

Medical billing is complex, stressful, and deliberately confusing. Providers and insurers count on you giving up.

  • Providers inflate bills by 200-400% above fair market rates
  • Average hold time to dispute a bill: 45+ minutes
  • 62% of US bankruptcies are linked to medical debt

mediloop knows the system inside-out and fights to reduce your bills. All you do is upload. we handle the rest.

Estimator

See what you could save in 30 seconds.

Instant estimate based on the median outcome from real negotiated bills. No signup, no card.

Case intake

How much could you save?

Free and instant. No signup, no card. Based on the median outcome from real negotiated bills.

$

Money back guarantee. $0 if we can't reduce it.

How it works

Three steps. That's the whole thing.

No phone calls. No insurance forms. No legal jargon. Upload your bill and we do the rest.

01
Agent Loop fox illustration for step 01: Upload your bill

Upload your bill

Snap a photo or upload a PDF. Itemized bill, EOB, or both. Takes 2 minutes.

~2 min · for you
02
Agent Loop fox illustration for step 02: We audit & negotiate

We audit & negotiate

We check every line for errors and negotiate with the provider directly. You make zero phone calls.

2-4 weeks · we handle it
03
Agent Loop fox illustration for step 03: You pay less

You pay less

See the corrected bill and exactly what changed. If we can't reduce it, you get a full refund.

Money back · guaranteed
Member outcomes

Real bills. Real savings.

Anonymized for privacy. Numbers verified.

Jenna O., saved $454 with mediloop
Jenna O.
Saved $454
Naomi M., saved $1,219 with mediloop
Naomi M.
Saved $1,219
Rachel J., saved $1,421 with mediloop
Rachel J.
Saved $1,421
Laura R., saved $864 with mediloop
Laura R.
Saved $864
Priya C., saved $4,200 with mediloop
Priya C.
Saved $4,200
Maya T., saved $2,310 with mediloop
Maya T.
Saved $2,310
Elena S., saved $967 with mediloop
Elena S.
Saved $967
Tessa W., saved $6,180 with mediloop
Tessa W.
Saved $6,180
Jenna O., saved $454 with mediloop
Jenna O.
Saved $454
Naomi M., saved $1,219 with mediloop
Naomi M.
Saved $1,219
Rachel J., saved $1,421 with mediloop
Rachel J.
Saved $1,421
Laura R., saved $864 with mediloop
Laura R.
Saved $864
Priya C., saved $4,200 with mediloop
Priya C.
Saved $4,200
Maya T., saved $2,310 with mediloop
Maya T.
Saved $2,310
Elena S., saved $967 with mediloop
Elena S.
Saved $967
Tessa W., saved $6,180 with mediloop
Tessa W.
Saved $6,180

I uploaded my ER bill on a Tuesday. By Friday they'd found two duplicate charges and a billing error I never would have caught.

Sarah M.
Sarah M.
AUSTIN, TX · ER VISIT
−$6,300

I'd been losing sleep over a $4,500 imaging bill for months. mediloop got it down to $1,200. Clearer breakdown than the hospital ever provided.

James K.
James K.
DENVER, CO · MRI
−$3,300

After my surgery the bills kept coming. I was overwhelmed. mediloop reviewed all four, found errors in three, and negotiated the rest.

Maria L.
Maria L.
PHOENIX, AZ · SURGERY
−$8,400
DIY vs mediloop

Why not just do it yourself?

You can, it's your right. But the system is built to wear you down until you give up and pay. Here's the difference.

On your ownWith mediloop
Knows fair prices & billing codes Not really Inside-out
Hours on hold with providers All on you We handle it
Negotiating leverage Limited Insider-level
Average bill reduction Hit or miss 60-80%
Effort required Weeks of calls Just upload
If it doesn't work Time wasted $0, full refund
Pricing

Simple, risk-free pricing.

No subscriptions hidden in fine print. No savings, no fee.

Estimate your savings first

EOB Review

Quick audit of your insurance Explanation of Benefits.

$69one-time
  • Full EOB line-by-line audit
  • Coverage & coding error detection
  • Written report in 48 hours
  • Email support

Pay Per Bill

Full audit + negotiation on a single medical bill.

$129one-time
  • Everything in EOB Review
  • Direct provider negotiation
  • Dedicated case specialist
  • Itemized bill audit
  • Money-back if no savings
FAQ

Still on the fence? Fair questions.

Completely. Reviewing your bill, requesting an itemized statement, and disputing errors are your rights as a patient, including federal protections under the No Surprises Act. Hospitals negotiate bills every day; we just do it on your side of the table.
No. Negotiation happens with the billing department, not your doctor. Your care is never involved. And resolving a bill is what keeps it away from collections and off your credit report, not the other way around.
You get 100% of your fee back, issued within 7 business days. No fine print, no exceptions. We only win when you save money.
You can. It typically takes 10+ hours of calls and a working knowledge of CPT codes and fair-price benchmarks, and self-negotiators average 10-20% off. We do this every day and average 60-80%.
Yes. mediloop is HIPAA compliant, your documents are encrypted in transit and at rest, and we only share information with your provider's billing office, never with third parties.

Our 100% money back guarantee.

If we can't reduce your medical bill, you receive a complete refund. No fine print. No exceptions. We only win when you save money.

Fully legal

Reviewing and disputing your bill is your right, protected by the No Surprises Act.

No lock-in

One flat fee per bill. No subscription, no contract, never a percentage of your savings.

Fast refunds

If your bill isn't reduced, your refund is issued within 7 business days.

From our founder

mediloop didn't start as a business. It started with a five-minute ambulance ride.

A few years ago, I was in a serious car accident. I survived. Then the hospital bills began arriving.

Growing up in Europe, medical bills had never been part of my life. In America, recovering from the accident was only the beginning. I had no idea what I was being charged for or who I could turn to for help.

I felt frightened and powerless. So I spent sleepless nights learning how medical billing worked: the codes, the markups, and the language insurers use. What began as fear became an obsession. The more I learned, the more clearly I saw the imbalance at the heart of the system.

Hospitals have billing teams. Insurers have claims teams. Patients are expected to figure everything out alone.

I couldn't stop thinking about everyone else opening a medical bill while sick, injured, or afraid, with no one in their corner.

The patient didn't have a team. So I built one.

Flavia, founder of mediloop

Flavia

Founder, mediloop

Agent Loop, the mediloop fox mascot, giving a thumbs up

Stop overpaying for things you didn't get.

Join the Americans who refused to be overcharged. Send Agent Loop your bill. Your case opens in five minutes.

No risk. 100% money back guarantee.

Money back guaranteeHIPAA compliant5-min upload