mediloop
Stop overpaying for healthcare

Your medical bill is negotiable.

Most patients don't know they can negotiate their hospital bills, and save hundreds or even thousands. mediloop fights for lower bills on your behalf, for a simple flat fee.

No risk. 100% money-back guarantee.

Flat fee, never a percentage of savingsHIPAA compliant
Woman smiling with relief after her medical bill was reduced
Your medical bill
$8,420
After mediloop
$1,180
You save $7,240
$147M+
Medical bills negotiated
134K+
Bills reduced
4.6
Average rating

Medical bills can't wait, and neither should you. Start saving today.

Medical bills and invoices spread on a desk
Average American
$2,361 in medical debt
Why mediloop

Stop fighting the system alone.

Medical billing is complex, stressful, and deliberately confusing. Providers and insurers count on you giving up.

  • Providers inflate bills by 200–400% above fair market rates
  • Average hold time to dispute a bill: 45+ minutes
  • 62% of US bankruptcies are linked to medical debt

mediloop knows the system inside-out and fights to reduce your bills. All you do is upload. we handle the rest.

Estimator

See what you could save in 30 seconds.

Instant estimate based on the median outcome from 134,000+ bills. No signup, no card.

Case intake

How much could you save?

Free and instant. No signup, no card. Based on the median outcome from 134,000+ real bills.

$

0/300

Money-back guarantee. $0 if we can't reduce it.

How it works

Three steps. That's the whole thing.

No phone calls. No insurance forms. No legal jargon. Upload your bill and we do the rest.

01
Agent Loop fox illustration for step 01: Upload your bill

Upload your bill

Snap a photo or upload a PDF. Itemized bill, EOB, or both. Takes 2 minutes.

~2 min · for you
02
Agent Loop fox illustration for step 02: We audit & negotiate

We audit & negotiate

We check every line for errors and negotiate with the provider directly. You make zero phone calls.

3–14 days · we handle it
03
Agent Loop fox illustration for step 03: You pay less

You pay less

See the corrected bill and exactly what changed. If we can't reduce it, you get a full refund.

Money-back · guaranteed
Member outcomes

Real bills. Real savings.

Anonymized for privacy. Numbers verified.

4.6 average member rating
Jenna O.
Saved $454
Naomi M.
Saved $1,219
Ron J.
Saved $1,421
Luke R.
Saved $864
Priya C.
Saved $4,200
Marcus T.
Saved $2,310
Elena S.
Saved $967
Tom W.
Saved $6,180
Jenna O.
Saved $454
Naomi M.
Saved $1,219
Ron J.
Saved $1,421
Luke R.
Saved $864
Priya C.
Saved $4,200
Marcus T.
Saved $2,310
Elena S.
Saved $967
Tom W.
Saved $6,180

I uploaded my ER bill on a Tuesday. By Friday they'd found two duplicate charges and a billing error I never would have caught.

Sarah M.
Sarah M.
AUSTIN, TX · ER VISIT
−$6,300

I'd been losing sleep over a $4,500 imaging bill for months. mediloop got it down to $1,200. Clearer breakdown than the hospital ever provided.

James K.
James K.
DENVER, CO · MRI
−$3,300

After my surgery the bills kept coming. I was overwhelmed. mediloop reviewed all four, found errors in three, and negotiated the rest.

Maria L.
Maria L.
PHOENIX, AZ · SURGERY
−$8,400
Pricing

Simple, risk-free pricing.

No subscriptions hidden in fine print. No savings, no fee.

Estimate your savings first

EOB Review

Quick audit of your insurance Explanation of Benefits.

$69one-time
  • Full EOB line-by-line audit
  • Coverage & coding error detection
  • Written report in 48 hours
  • Email support

Pay Per Bill

Full audit + negotiation on a single medical bill.

$129one-time
  • Everything in EOB Review
  • Direct provider negotiation
  • Dedicated case specialist
  • Itemized bill audit
  • Money-back if no savings
FAQ

Still on the fence? Fair questions.

Completely. Reviewing your bill, requesting an itemized statement, and disputing errors are your rights as a patient, including federal protections under the No Surprises Act. Hospitals negotiate bills every day; we just do it on your side of the table.
No. Negotiation happens with the billing department, not your doctor. Your care is never involved. And resolving a bill is what keeps it away from collections and off your credit report, not the other way around.
You get 100% of your fee back, issued within 7 business days. No fine print, no exceptions. We only win when you save money.
You can. It typically takes 10+ hours of calls and a working knowledge of CPT codes and fair-price benchmarks, and self-negotiators average 10–20% off. We do this every day and average 60–80%.
Yes. mediloop is HIPAA compliant, your documents are encrypted in transit and at rest, and we only share information with your provider's billing office, never with third parties.
100% guaranteed

Our 100% money-back guarantee.

If we can't reduce your medical bill, you receive a complete refund. No fine print. No exceptions. We only win when you save money.

Fully legal

Reviewing and disputing your bill is your right, protected by the No Surprises Act.

No lock-in

One flat fee per bill. No subscription, no contract, never a percentage of your savings.

Fast refunds

If your bill isn't reduced, your refund is issued within 7 business days.

Stop overpaying for things you didn't get.

Join 134,000+ Americans who refused to be overcharged. Send Agent Loop your bill. Your case opens in five minutes.

No risk. 100% money-back guarantee.

Money-back guaranteeHIPAA compliant5-min upload