See what your bill should have cost.
Three taps about the visit and our data engine estimates how much of the bill is likely overcharged. No card, nothing to upload yet.
Three steps to a lower bill. You only pay at step three.
Upload your bill
Snap a photo or upload the PDF. Any bill works, and an itemized bill or your Explanation of Benefits (EOB) helps if you have one.
See what we find
Agent Loop, our AI, reads every line and shows you what looks off, like coding errors, duplicate charges and assistance you might qualify for. If nothing jumps out, you get an estimate of what bills like yours usually come down by.
We negotiate
Start your case and a specialist takes it from there. They contact the hospital's billing department and fight the charges for you, while you follow every update in your dashboard.
Things that were wrong on real bills.
Agent Loop reads every line and checks it against the bill's own totals, your insurer's explanation of benefits, and what hospitals publish as their prices. These came up on bills customers sent us.
Real findings from customers' bills, rounded, with anything that identifies them removed. The amount is what was in question on the bill, not what came off it. A specialist checks every finding before it goes to the hospital.
If we don't lower your bill, you get your money back.
Checking your bill is free. You pay a flat fee only when a specialist starts, never a cut of what you save. If we don't lower the bill, or lower it by less than $129, it's refunded in full, the same day.
Pay Per Bill
One bill, reviewed line by line and negotiated for you by a specialist.
- Full line-by-line audit of your bill and EOB
- We contact the hospital and negotiate on your behalf
- Message your dedicated specialist any time
- The mediloop guarantee: if we don't reduce your bill, your $129 is refunded in full, same day
Free to upload. $129 flat when we start.
Annual Plan
We negotiate up to six bills for your household each year.
Save $275 vs. paying per bill
- Up to 6 bills reviewed and negotiated
- One plan for your household
- Priority case handling
- Phone, email and in-account support
- Full $499 refund if none of your bills are reduced
Free to upload. $499 when we start.
Your hospital may have to write some of it off.
Nonprofit hospitals are required to offer financial assistance, and the income limits are higher than most people expect. They don't bring it up. Three questions tell you whether you likely qualify.
